2018

  • Independent Insurance Company Operation: Building The Business

    As an independent insurance agency owner, you may hope to insure under-served markets or have unique ideas about how to insure those in your community. However, because you're a new business entity, challenges aren't uncommon. How can your independent agency prosper? Join an Agency Network One reason independent agents have such a difficult time is that large insurance carriers refuse to work with new, freelance agents. There are sometimes requirements you'll be unable to meet on your own.
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  • Getting Home Insurance? 3 Things That Can Increase Your Premiums

    If you are applying to get homeowners insurance from a local insurance provider, you will be asked a lot of questions about your home that influence the premiums that you pay. You may not be aware that the following things will cause you to pay more for insurance than you intended. 1. Wood-Burning Fireplaces You may love that the fireplace is the focal point if your living room. Not only does it provide heat during the winter, but it creates a cozy atmosphere when it is running.
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  • 3 Ways To Keep Your Homeowner's Insurance At An Affordable Rate

    You want to make sure you take steps to keep your homeowner's insurance at a reasonable rate. By being proactive, you can make sure that you can afford your homeowner's insurance without breaking the bank. #1 Check Your Deductible Check and see what your deductible is. Your deductible is the amount that you have to pay if you file a claim before your insurance company will then pay for the damages.
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  • 3 Things To Keep In Mind When You've Been Ordered To File An SR-22

    If you have been ordered by the courts to file an SR-22, which is proof of car insurance, then you could be unsure of what to think about the whole situation. There is a lot of misinformation out there, but make sure that you keep these things in mind: 1. It is Important Not to Ignore This Obligation For one thing, it is important not to ignore this obligation, even if you are tempted to do so.
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  • Your House May Be Similar To Your Neighbor's, But You Still Shouldn'T Have Similar Coverage

    When it comes to homeowner's insurance coverage, the size and nature of the construction are just some of the many factors that determine your rates and the time of coverage you should have; this means you should not assume you need the same coverage as your neighbor even if your houses are exactly the same. Here are some of the reasons you and your neighbor need different coverage: You Don't Have Similar Contents
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  • Tips For Keeping Track Of Vehicle Records

    As a vehicle owner, you probably have certain documents related to your vehicle. As someone who owns a car, keeping track of certain documents is important. These are a few tips that you can keep in mind when it comes to keeping track of these records. Keep Your Car's Title in a Safe Place For one thing, if you are the owner of your vehicle, you should have the title for it.
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  • After the Hail Storm: 4 Tips to Avoid Scams

    Depending on where you live and how severe the storm is, hail can be minor or it can be devastating. Hail can be very tiny pieces of ice, or they can be very large in size, such as the size of a baseball! Hail can cause serious damage to the roof of your home. While it is true that shingles are designed to withstand significant weather elements, they can sustain damage from substantial hail storms.
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  • Tips For Saving On Your Auto Insurance With Real-Time Telemetry

    When it comes to saving money on auto insurance, most people are familiar with all of the discounts and coverage adjustments that they can take advantage of. However, those aren't the only ways to cut your auto insurance costs. In fact, if your insurance company offers a real-time telemetry system to track your driving habits, it could save you significantly over time. Here are some of the key things you should know about these devices and how they work.
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