Ricky Wells

  • How Can You Lower Your Business Insurance Premiums

    About 40% of businesses will file a claim for a property or general liability with their insurer within ten years. For this reason, you can be sure that having business insurance coverage with an insurance agency service will pay off at some point. Yet, many small businesses in the US are underinsured, while some don't have insurance at all. If you fall in this category, and insurance cost is the main reason you don't have coverage, this guide offers valuable tips to reduce your business insurance premiums.
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  • 3 Risks To Consider That Can Increase The Cost Of Home Insurance

    The monthly or annual cost of home insurance can be a lot more expensive than you assumed, especially when your home is smaller or you are used to renting and the low cost of renters insurance. Whether you have just purchased your first home or are picking out a new home insurance plan, it's wise to see whether the cost of home insurance matches what you had in mind. Consider the following tips and how much of an impact they can make on the cost of your home insurance.
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  • 3 Key Reasons To Apply For SR22 Insurance

    If you're a responsible vehicle owner, you know how important getting insured is. Most states also require vehicle users to have appropriate coverage before driving on the roadways legally. Without this policy, you'll be ticketed and fined by law enforcement officers. The trouble is, some people might not realize how much coverage they need or how much they should pay for it. The good news is that SR22 insurance can offer you a solution to this dilemma.
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  • 6 Things You Need to Know About Scooter Insurance

    Whether you buy a scooter for fun or to save money during your commute to and from work, there are a few things you need to know about using and insuring your scooter before you start driving it all over town.  1. Motorcycle, scooter, or moped Knowing what type of vehicle you have is helpful. While many people use the words motorcycle, scooter, and even moped almost interchangeably, they are each in a different class of motor vehicles.
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  • Is Your Side Gig Growing? Information To Help You Understand Why Purchasing Business Insurance Now Is A Smart Idea

    In recent years, many Americans have opted to create a side gig to fulfill a dream or just to earn some extra income. Because side gigs are typically developed from kitchen tables or home offices, their owners often do not fully realize the potential liabilities they may face as a business owner. If you are currently operating a side gig or have one in the planning stages, the following information will help you understand why you need the shelter of insurance that is specifically designed for your type of small business venture.
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  • How To Help Your Teen Driver Save Money On Auto Insurance

    Getting a driver's license is an exciting time for most teenagers. They no longer have to rely on their parents to take them to school, a friend's house, and other places. However, a driver's license comes with extra responsibilities, including paying for auto insurance. Car insurance premiums tend to be higher for teen drivers, but you can take steps to help lower your teen's rates. Inspire Your Teen to Get Good Grades
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  • 5 Benefits of Group Health Insurance Coverage

    With a group health insurance policy, a business organization can cater to the needs of its employees. By spreading risks, this type of health insurance is more affordable and is better than each employee paying individual premiums. It has the following features: It covers diagnostics, anesthesia, oxygen, and boarding expenses It provides a cashless way of settling hospital bills It may pay for domiciliary hospitalization
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  • Continuing Education for Your Insurance License: What You Need to Know

    Working in the insurance industry is a rewarding and lucrative career. However, when you obtain your insurance license, you'll also be bound by the continuing education requirements in order to maintain your licensure. For those who are new to the industry and its continuing education requirements, there are some things that you should know. Here's a look at a few of the things to keep in mind as you start looking at your continuing education needs to meet those requirements.
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  • Why Give Your Employees Voluntary Accident Insurance Coverage?

    If you're looking at setting up employer benefit services for your employees, then voluntary accident insurance is an option worth considering. While you don't have to offer this kind of insurance, it does have some benefits for both you and your workers. How does voluntary accident insurance work and what are its benefits? What Is Voluntary Accident Insurance? Voluntary accident insurance is a kind of supplementary healthcare benefit. It doesn't replace regular medical benefits but adds to them.
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  • Tips For Choosing Homeowner's Insurance

    Your home is likely your most valuable asset, which is why having home insurance is a necessity. If you have a mortgage, your lender most likely requires that you have a policy. However, if you own your home outright, you don't have to have a policy, but it is still in your best interest to have coverage. There are various policies available to choose from, and finding one that strikes a balance between being affordable and offering ample coverage is essential.
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