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  • "Simple" Mistakes That May Lead To Auto Insurance Claim Denial

    When you file a car insurance claim, you hope for a quick process that can return you to your pre-loss status as soon as possible. However, this doesn't always happen and sometimes claims get rejected. For example, these three mistakes may look simple, but they can all lead to claim denial: Modifying Your Car Without Informing Your Insurance Company Modifying a car changes both its value and its risks of getting involved in an accident.
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  • How And Why Cars Are Categorized Into Classes Of Use For Purposes Of Insurance

    How you use your car is one of the things auto insurance companies consider when determining your coverage rates. This is why your auto insurance company will ask you the "class" use when you're seeking coverage quotes. There are various classes of car use, but these are the most common: Social Use Telling your insurer that your car is for social use only is like telling them that the car is for domestic or pleasure use.
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  • 5 Tips For Buying Home Insurance

    If you are buying a home, you'll need to have home insurance. Consider it a financial investment, because you are protecting one of the most expensive purchases you'll ever make. Follow these tips to ensure you have the proper coverage. Don't Insure The Land When looking into different home insurance policies, you should pay close attention to what is being insured. Some insurance providers have policies that insure both the dwelling and the land that the dwelling is on.
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  • Need SR22 Insurance? 3 Ways To Keep It Affordable

    The first thing that you need to know about SR-22 insurance is that it isn't really insurance at all. An SR-22 is a certificate filed by your insurance company proving that you have coverage, and the usual charge for such a certificate is around $25. So why have you heard so much talk about the high cost of SR-22 insurance? Because if you need an SR-22, it's usually because you had too many traffic violations or because you had an especially serious violation, like a DUI.
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  • Why High-Performance Cars Cost More To Insure

    If you own a car and drive it, you will need to have car insurance on it. This is not only a state requirement, but it is also a requirement of lenders that issue loans on vehicles. When you purchase auto insurance coverage, your quote will be based on a lot of different things, but did you realize that you will pay more for the coverage if you own a high-performance car?
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  • 3 Reasons You Might Be Required To Purchase SR-22 Insurance

    Receiving a letter in the mail from the Department of Motor Vehicles (DMV) stating that you need SR-22 coverage might be confusing for you. After all, what is SR-22 coverage and why do you need it? There are numerous reasons the DMV might require this of you, but here are the top three reasons this coverage is needed. You might need it for one of these reasons or for multiple reasons.
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  • Two Ways Landscapers Could Be Held Liable For Damage Caused By Trees

    Trees offer many benefits to your clients' homes and businesses, including providing shade and privacy. However, they can also be a source of legal liability for landscapers if care is not taken when working with them. Here are two ways you can be held liable for damage caused by trees and what to do to avoid it. Failure to Diagnose Sick or Damaged Trees Trees that are sick, damaged, or dead can become environmental hazards.
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  • 3 Ways To Get A Better Car Insurance Rate

    Car insurance is a necessity of life, but that doesn't mean it has to break your bank. With a little creative thinking, it's not that hard to figure out ways to get a car insurance quote that can save you and your family money. If you've been paying out an arm and a leg to your current insurer every year, the time might be right to look around for other options.
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