Insurance

  • Continuing Education for Your Insurance License: What You Need to Know

    Working in the insurance industry is a rewarding and lucrative career. However, when you obtain your insurance license, you'll also be bound by the continuing education requirements in order to maintain your licensure. For those who are new to the industry and its continuing education requirements, there are some things that you should know. Here's a look at a few of the things to keep in mind as you start looking at your continuing education needs to meet those requirements.
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  • Why Give Your Employees Voluntary Accident Insurance Coverage?

    If you're looking at setting up employer benefit services for your employees, then voluntary accident insurance is an option worth considering. While you don't have to offer this kind of insurance, it does have some benefits for both you and your workers. How does voluntary accident insurance work and what are its benefits? What Is Voluntary Accident Insurance? Voluntary accident insurance is a kind of supplementary healthcare benefit. It doesn't replace regular medical benefits but adds to them.
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  • Tips For Choosing Homeowner's Insurance

    Your home is likely your most valuable asset, which is why having home insurance is a necessity. If you have a mortgage, your lender most likely requires that you have a policy. However, if you own your home outright, you don't have to have a policy, but it is still in your best interest to have coverage. There are various policies available to choose from, and finding one that strikes a balance between being affordable and offering ample coverage is essential.
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  • Leaving Medicare Advantage For A Medicare Supplement? Maybe You Should.

    Your Medicare Advantage (MA) program might have served you well for a time when you were first getting used to Medicare-based coverage. But If you're flirting around with moving over to a Medicare Supplement, then you're not alone, and below are reasons why others feel the same as you.  You've financially outgrown the need for Medicare Advantage Have you recently sold and cashed out your whole life insurance policy? Have you come into a lump sum of cash, due to an annuity?
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  • What's A Certificate Of Insurance And When Do You Need One?

    If you're involved in business, you're probably going to get asked for a certificate of insurance at some point. This isn't hard to get, but you need to make sure you have the right one. Here's what you need to do. What is a Certificate of Insurance? A certificate of insurance is proof that you have insurance coverage. It's similar to the insurance card that you have to keep in your car in case you get pulled over or get into an accident.
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  • Debunking 4 Common Myths About Life Insurance

    Life insurance, like most types of insurance, is not the most exciting thing to shop for. However, if you don't already have a life insurance policy in place, now is the time to change that. Unfortunately, there are a lot of myths floating around out there about life insurance. Are you falling for any of them? Myth 1: You Don't Need Coverage Until You're Older One of the most commonly perpetuated myths about life insurance is that it's not something you need to worry about buying until you're older.
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  • Factors That Affect Your Auto Insurance Costs

    Have you ever wondered how insurance companies calculate auto insurance rates? Many people wonder about this, and there is no simple answer. Instead, you must realize that insurance companies factor in many details when computing quotes. Here are some of the significant details that can impact your costs. Your Age, Gender, and Marital Status Some of the major factors that impact auto insurance costs are age, gender, and marital status. Married people tend to pay lower rates, as marriage is a factor that leads to safer driving habits, according to statistical information.
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  • Tips For Selecting Insurance As A Young Adult

    Stepping out on your own for the first time is an exciting moment as a young adult, but it also comes with a lot of responsibility that you might not have had before. One aspect of your life that might be changing is that you can no longer rely on your parents' policies when it comes to insurance. If the day has come where you will need to select your own health, auto, or other types of insurance, it's important that you take your time and get it right.
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  • 4 Smart Ways To Reduce Your Home Insurance Costs

    If you own a home, you will want to make sure you keep your homeowner's insurance costs reasonable. As a yearly and ongoing expense, you are going to want to manage this cost. Smart Way #1: Take Care of Your Credit Score Taking care of your credit score by paying your bills on time and not adding unnecessary debt can help you in a wide range of ways. Having a higher credit score can help you obtain a more affordable insurance rate.
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  • Take A Business-Like Approach To Finding Better High-Risk Auto Insurance

    Financial prudence leads many vehicle owners to look at many car insurance quotes. Besides looking for reasonable rates, the driver may also look at various perks for signing with a particular company. Persons convicted of a DUI, however, won't likely find inexpensive insurance premiums. High-risk drivers, particularly persons convicted of a DUI offense, may find themselves looking at "high-risk" policies with expensive premiums. Purchasing an auto insurance policy after DUI troubles may lead to "
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